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How and where can I get a loan?The most common way to get a loan is through a financial institution such as a bank or building society. However, they themselves check whether you as a customer are eligible to get a loan from them. Often they have their own criteria of which you the customer must meet in order for your loan application to be successful. For example, past credit history (your credit rating score, therefore if you have had missed or late payment in the past with other loans or credit cards your credit score might not be high enough). Other factor’s they may take into consideration is your income and your assets, and also the reason you are applying for a loan. For example, if you are borrowing in order to expand an already proven business venture you may be more likely to obtain it than to start a brand new, unproven business venture. |
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