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Credit Card Merchant

The Merchant’s side

On the whole, merchants might possibly prefer credit card transactions for a number of reasons. Firstly, the merchant receives payment from the issuing bank despite the problem that the card holder may miss their credit card payment. It also means that there is less cash on the premises, resulting in less money being made available to be stolen, for example through employees.

Banks can also guarantee payments on stolen credit cards using the PIN number as a means of identification.

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